Some lenders have promotions where you can receive anywhere from $500 to $4,000 as a cash back offer depending on your mortgage balance.
These funds can be used to help reimburse you for costs paid during the mortgage process such as lawyer fees, appraisals, home inspection, moving fees, any penalties incurred to break a previous contract or to put towards your new home (subject to conditions.)
Jane was a first time home buyer working with limited savings. After her mortgage closed she received $3,500 cash back from her lender which helped to offset her lawyer fees and appraisal fees. Alongside her first time home buyer land transfer tax credit she ended up paying very minimal costs to close her home and ended up with more money in her savings account.